BUSINESS OWNERS POLICY 

COMBINED COVERAGE FOR SMALL TO MEDIUM-SIZED BUSINESSES

As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance. You know you need excellent coverage. You don’t, however, have time to become an expert in business insurance. That’s where Rehm Insurance & Financial Services can help.  

A Business Owners Policy (BOP) combines property, liability, and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP you have the ability to customize the policy to meet your individual business needs.  

Perhaps you need general liability coverage that includes operations. Or, you need to add business auto coverage or commercial property insurance. Whether you are a home-based business, small service provider or contractor, Rehm Insurance & Financial Services will work with you to find the right combination of business insurance coverage to meet your needs.  

Supplemental Coverage Available 

• Extended liability for additional insureds
• Debris removal, personal property 
• Tools and equipment 
• Valuable records protection and accounts receivable   

In addition to advising you on the right coverage, we provide additional services, such as:

• Loss Prevention Programs – with our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers’  compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.  
• Quick Claim Response – If you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.  
• Competitive Rates – Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and prices. 

We are proud members of the Mankato area marketplace, and we’re committed to being an advocate for you and your business in times of need. Give us a call at 507.345.3366 for more information.