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RV INSURANCE

PROTECT YOUR MOTORHOME, TRAVEL TRAILER, CAMPER AND MORE

RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Here at Rehm Insurance & Financial Services, let us help you select the right coverage for your RV needs and get a great price at the same time. Call us today at 507.345.3366 to get your free insurance quote.  

In Minnesota, here are some things to consider when shopping for recreational vehicle insurance:

  • Insured Length: RVs that are for personal, recreational use can be insured for up to 250 days per year. This gives you plenty of time to travel South and enjoy the warmer winter weather or that extended vacation.  
  • Liability Coverage: Provides you with bodily injury and property damage coverage, medical payments, uninsured coverage, and more. Coverage varies by state. 
  • Coverage Options: You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a total loss. Options tailored to your needs can include:
    • Stated value – market value/actual cash value of the RV  
    • Agreed value – the insured amount, regardless of the current market value  
    • Replacement cost – replace your insured RV with a new RV that is most like it currently is
  • Vacation Liability: You may want to consider this coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.   
  • Roadside Assistance: Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade coverage to include lodging, transportation and meal coverage if needed.  
  • Personal Effect Coverage: Provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.

Ask if customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road.

 Other additional coverages can include accident forgiveness, pet coverage, diminishing deductible, and more.

Discounts can lower your premium as well – ask Rehm Insurance & Financial Services if you qualify for safe driver discounts, original owner discounts, package discounts and more.

And, you can save money if you insure more than one item with a single company, including your homes, car, motorcycles, classic cars, and boats. It will also simplify your life. 

Contact Reegan directly at 507.345.3366 or email him at REEGAN@REHMINS.COM to talk about: