FOR THE FUTURE
We believe when something happens, you need a trusted professional, not a 1-800 number.
WHAT EVERY MINNESOTAN SHOULD KNOW ABOUT FLOOD INSURANCE
As the second largest natural disaster, floods are widespread and can cause much more than property damage. For many Minnesotans without proper insurance, flooding can cause severe personal and financial losses.
Three truths about flood insurance
Purchasing Flood Insurance
FLOODING – WHY ISN’T IT COVERED BY REGULAR HOMEOWNERS INSURANCE?
The myth is that you can’t buy flood insurance unless you live in a flood plain. The only requirement to be able to buy flood insurance is that your community has to participate in the flood insurance program. Flood insurance isn’t required for people who live in officially-designated floodplains, but you can’t get a federally-backed mortgage in that area without it. The annual cost can be high for those who live in floodplains, and a few hundred dollars a year for people who don’t.