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Overcoming Your Life Insurance Procrastination

July 17th, 2024 by

Let’s face it. You almost skipped even reading this article, didn’t you? 

Life insurance is very easy to put off, because it can be uncomfortable to plan for what happens after we leave this earth. But the inevitable truth is that no one lives forever. Even though life insurance is something all people should have at any age or health status, many don’t! 

Whether you’ve been putting off dealing with it, routinely forgetting, or just plain haven’t wanted to face reality, it’s time to stop procrastinating and get yourself a solid life insurance policy.

Top Reasons to Get Life Insurance

Let’s help you end your procrastination and discuss a few reasons you might want to consider making a purchase as soon as possible.

1. Give yourself peace of mind

You can stop worrying about the “what ifs” simply by making a choice today. Not only can you cross it off of your to-do list, but you won’t have to wonder anymore. If anything should happen to you, you can rest easy knowing your loved ones are cared for with a life insurance payout.

2. Protect loved ones

The absolute best reason to stop putting off life insurance is simply because it will be the protection your loved ones need and deserve. Most families today rely on the income of both of the adults in the home. This means that should one suddenly be gone, the family would likely struggle to make ends meet. 

Remove that worry now. A solid life insurance policy will provide your beneficiaries with the funds they need to fill in the gaps where you had previously contributed. From the mortgage payment to your children’s education, these funds will go a long way to helping those you care about most financially secure without you.

3. Tax-free funds

Since you’ve already paid taxes on your own income, any funds paid out to your family or loved ones will not be reduced by another tax. This means that whatever the total amount of your payout, your beneficiaries will receive it all. 

4. It doesn’t take long

It isn’t a long, drawn-out process to review your options. As an independent insurance agent, I can do the research for you. I’ll find options that may best fit your needs. All you need to do is make a few minutes’ phone call, and I do the rest. Reviewing your options and selecting a plan is a breeze – I’ll do the heavy lifting!

One Simple First Step

Stop procrastinating. It’s time. You can complete a quote request online or simply dial my number: 507-345-3366. I can take it from there. 

There is no need to be afraid of this purchase. It may be difficult to think about a world without you, but a few simple steps of planning today will ensure your family is safe tomorrow. Contact my office now!

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